The wedding season 2024 has begun. Summer is the favorite time for couples to say “I do.” Beyond the joy of merging lives, marriage often means combining finances. When you start a life together, you should add life insurance to secure your future together. Next to health insurance, life insurance becomes a joint investment to safeguard both partners from unexpected costs. If you each had separate health insurance plans before marriage, now’s the time for a fun comparison!

Check out which plan offers the best benefits and perks. Choose the one that suits your new adventure together. Here’s to love, laughter, and excellent health coverage! As a qualifying life event, marriage permits adjustments to health insurance coverage beyond the open enrollment period. Prioritize reviewing health and life insurance options with your spouse to safeguard your growing family’s well-being and align with your household budget. Remember to update your family status if you enrolled with Covered California. Getting married is a joyful and exciting experience.

Marriage and family are the foundation of a happy and fulfilling life. However, unforeseen health issues can quickly turn your world upside down. That’s why it’s so important to have health insurance. That kind, which provides the coverage you and your loved ones need to stay healthy and secure. No matter what life throws at you, the right health insurance plan gives you peace of mind by covering your family’s healthcare needs.

From routine checkups to major medical procedures, health insurance can help you and your family access the best healthcare possible. Whether you’re starting a family or planning for your future, investing in health insurance is one of the best things you can do to protect your loved ones and secure their financial future.

You can enroll in health insurance or change your current plan within 60 days after getting married. This is the same with any qualified life event. Whether you’re looking for coverage for both of you or just adding a spouse to an existing plan, plenty of options can provide you with the protection you need and still give you savings in preparation for having children. Click here for a free quote on health insurance.

Option 1) Employer-sponsored coverage

  • If you or your spouse are offered insurance by an employer, please review the plan benefits and premiums as a household. Some employers will offer a generous benefits package, while others will not cover the cost of a spouse or children.

Option 2) Covered CA premium assistance

  • Take advantage of possible eligibility for premium assistance through Covered California, which depends on your age, household size, your combined household modified adjusted gross income, and zip code. If you are offered insurance by an employer, generally speaking, you are ineligible for premium assistance from Covered California.

Option 3) Off-exchange plans (direct-to-carrier)

  • If your household’s modified adjusted gross income exceeds the cutoff for premium assistance from Covered California, then you might want to consider reviewing the plans available off-exchange or direct-to-carrier. There are some additional health insurance plans off-exchange that are not available through the Covered California exchange. In addition, the Silver 70 plans are more expensive through Covered CA than off-exchange.

Starting a life together also means you should sit down together and review your current life insurance. Will you and your spouse be adequately covered should the unexpected happen? Please click here for a free quote for life insurance.

Life is unpredictable, so it is essential to have a safety net in place. Life and health insurance can provide you with the protection and support you need to navigate life’s ups and downs with confidence. Don’t wait until it’s too late; please contact us at 310-909-6135 or email us at info@solidhealthinsurance.com so we can better assist you in securing your future and protecting your loved ones today.



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